Home Page



About HFCU


Services and Benefits


Interest Rates


Online Banking & IPS


Applications


Googolplex


Volunteers & Management


Money Tree & Annual Report


Contact Us

Interest Rates


Honolulu FCU - Interest Rates
Effective April 1, 2014
   
 Types of Savings    Dividend Rate/APY *
 Regular Shares    0.150%  /  0.15%
 Money Market (Shares Plus) $2,000 to <$5000    0.200%  /  0.20%
 Money Market (Shares Plus) $5,000 to <$50,000    0.250%  /  0.25%
 Money Market (Shares Plus) $50,000 to <$100,000    0.300%  /  0.30%
 Money Market (Shares Plus) $100,000 to <$500,000    0.300%  /  0.30%
 Money Market (Shares Plus) $500,000 and greater    0.449%  /  0.45%
 ATM/Checking Share Draft    0.100%  /  0.10%
 SUPER Certificate - 6 months, minimum $10,000    0.300%  /  0.30%
 SUPER Certificate - 1 year, minimum $10,000    0.349%  /  0.35% 
 SUPER Certificate - 2 years, minimum $6,000    0.499%  /  0.50%
 SUPER Certificate - 3 years, minimum $6,000    0.598%  /  0.60%
 6 month Certificate - minimum $500    0.250%  /  0.25%
 1 year Certificate - minimum $500    0.349%  /  0.35%
 2 year Certificate - minimum $500    0.449%  /  0.45%
 3 year Certificate - minimum $500    0.548%  /  0.55%
 IRA $5 to <$2000    0.200%  /  0.20%
 IRA $2,000 to <$10,000    0.300%  /  0.30%
 IRA $10,000 and greater    0.349%  /  0.35%
 Call for details about compounding. Certificates subject to early withdrawal penalty (call for Truth in Savings Disclosure). IRAs subject to IRS penalty for early withdrawal. Your savings Federally insured to $250,000 by the National Credit Union Administration, a U.S. Government Agency.

 Types of Loans    Loan Rates

 New Car Loan 6-7 years (7 years $25,000 minimum)    as low as 2.74% APR **
 New Car Loan 5 years    as low as 2.49% APR **
 New Car Loan 4 years    as low as 2.49% APR **
 New Car Loan 3 years    as low as 1.99% APR **
 Used Car Loan 4-6 years (6 years $25,000 minimum)    as low as 2.74% APR **
 Used Car Loan 3 years    as low as 2.49% APR **
 Regular Share Secured    3.098% APR **
 Personal Loan - 1 year    as low as 4.99% APR **
 Personal Loan - 2 year    as low as 6.99% APR **
 Personal Loan - 3 year    as low as 7.99% APR **
 Personal Loan - 4 year    as low as 8.99% APR **
 Personal Loan - 5 year    as low as 9.99% APR **
 VISA Platinum Credit Card – Purchases    9.75% APR **
 VISA Gold Credit Card – Purchases    10.75% APR **
 VISA Classic Credit Card – Purchases    13.75% APR **
 Home Equity Credit Line
(application after Mar. 31, 2014)
   3.99% APR **
 Share Draft Overdraft Protection    12.00% APR **

Custom Loan Calculator

 * APY = Annual Percentage Yield
 ** APR = Annual Percentage Rate

 Rates subject to change.


Equal Housing Lender   NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration, a U.S. Government Agency

The current Rate Update is also available in Adobe Acrobat format (380 kb filesize), with detailed additional account and minimum balance information.




About HFCU | Services & Benefits | Interest Rates | Online Banking & IPS | Applications | Googolplex
Volunteers & Management | Money Tree & Annual Report | Contact Us | Privacy Notice | ID Theft

All contents of this page
©Copyright 2014 by Honolulu Federal Credit Union.
Home to Honolulu FCU Online