Honolulu Federal Credit Union (HFCU) was chartered on December 3, 1936 as a financial cooperative for U.S. Federal
Employees employed in Honolulu. It was the fifth credit union formed in what was then the Territory of Hawaii. Today, HFCU has more than
15,000 members with assets of over $231 million, served by 40 employees at four branches.
The credit union was chartered as a not-for-profit cooperative, owned and operated for the benefit of its members. While what a credit
union does is similar to what a bank does (both make loans and accept deposits), it is why we do it and how we do it that make us
different from banks. Credit unions are owned by their members, and any surplus above expenses belongs to its members. Credit unions are
run by unpaid volunteers who serve on the Board of Directors and/or Supervisory Committees. The board, in turn, hires a staff to run the
day-to-day operations. Credit unions do not have stockholders and are democratically run, meaning each member has only one vote. There
are over 7,500 credit unions in America today.
HFCU is "Enriching Island Life." Our mission statement reflects this dedication: "We are committed to serve our members by providing quality services, products and education to help achieve their financial success."
The objective of HFCU is to provide high savings rates and low loan rates to our members.
In 2011, HFCU shares were $203.3 million and loans were $104.0 million. The credit union approved 2,122 loans totaling $21.2 million. The
average return on all shares was 0.44% and the average rate on all loans was 5.44%. Net income was $997 thousand and capital remained a
strong 10.72% of assets. This very high capital ratio helps to keep HFCU strong and your savings
Individuals in the following fields of membership are eligible to join Honolulu FCU:
Civilian employees of the U.S. Government headquartered in Honolulu, Hawaii, including civilian and
military employees of all branches of Department of Defense.
Civilian and military personnel of the 14th Coast Guard District who work in or have headquarters in
the 14th Coast Guard District, Hawaii.
Members of the U.S. Armed Forces including the U.S. Coast Guard who live in Hawaii, active or retired, or
their dependents or dependent survivors who live in Hawaii who are eligible to receive and are receiving
benefits or services from the Sand Island Coast Guard Base in Hawaii.
Contractors and employees of contractors who regularly work at the Sand Island Coast Guard Base in
Hawaii under contract with the U.S. Government except those who are eligible for primary membership in
another credit union by virtue of their employment.
Employees of Honolulu FCU.
Employees of the following businesses:
1350 Ala Moana Condominium Project
24 Hour Fitness
3 Ahuna Elizabeth L / August K Ahuna dba Local Boys Audio
3 Henrietta Leimomi Kai
5 Star Tabscare Systems
A & E Equipment Rentals, Inc.
A Bruce's Scuba School, LLC
A-1 Auto Sales, LLC
A1 International, Inc.
A1 Oahu Doors
ABC Child Care
Abraham M. Takushi
Accel Party Rentals and Design
Active Changes LLC
Adam J Bichok
Adam SSF Amosa
Adir Gadiel dba Honolulu Lights
Advanced Health Chiropractic LLC
Affordable Pet Boarding, LLC dba Affordable Pet Boarding, LLC
Agro HI Inc.
Ai' Shad LLC
Aina Ohana Ltd Ptrs
Aisha K. Ashraf dba Kashraf
Albert L Harris CPA
Albert R. Correa dba Albert808 Photo Booth
Alison A Koyanagi
All Island Automotive Towing
Allen S. Panon
Aloha Auto Auction
Aloha Dental Center
Aloha Home Loans, LLC
Aloha Hyundia KIA
Aloha Pantry & Sushi Piikoi
Aloha State Sales
Aloha State Services LTD
Aloha V.I.P. Tours, Inc.
Aloha Way Transportation, Inc
Alpha Omega Plumbing Inc.
Alphadent Laboratory of Hawaii
Alterations N More
Alternative Care Services, Inc.
Alyssa L. Fried
Ambert K Kamaka dba Kamaka Auto Detail
American Carpet One dba the Carpet Shoppe, Inc.
American Express Travel (Federal Building)
American Home Mortgage
American Mutual Group
American Retail Supply
Amy K. Tom
Amy Y. Ching dba Life Balance Systems
Amy's Haven Inc.
Ana May C. Pajimola dba Ana May's Cleaning Services
Analiza A Domingo
Andrew C Fortuno dba Commercial Insulation
Angela L. Dumais dba Kokua Manner
Angelito G. Gimeno
Angelo P Russo dba Bio Pro Technology
Anna Li Clinic of Chinese Medicine and Acupuncture
Annabelle C Recosana
Anson Kau'ionalani Kamana'o dba Hula Halau'o Kamuela, Inc.
Anthony A Cuarisma
Anthony C. Ferretti
Anthony C. Tam Sing
AOAO of Sunset Lakeview Apartments
AOAO Plaza Landmark
A-OK Grooming & Sponsoring
Appliance Tech Service, LLC
Aqua Flow Tech
Army USAF Exchange Hickam Clothing Store
Arnold B. Lanting dba Arnold Lanting Graphix
Artemio A. Rivera
Arts & Graphics
Ashai Photography LLC
Ashlee M. Mendonza dba Creations by Ashlee
Assaggio Ristorante Italiano
Associated Builders and Contractors, Inc.
At Your Service Companies
Atomic Performance, Inc.
Auntie Pasto's Restaurant
Aunty Youg's Place
Aurelia I Padilla dba JJB Asset
Auto Tech Service Center, Inc.
Avis Budget Group, Inc.
Baldauf Lawn Service
Bantolina's Auto Unlocking Services LLC
Bao K. Ngo
Barry's Bread & Pizza, LLC
Beacon Restaurant, Inc.
Benedicktus & Associates
Beneficial Mortgage Co. Of HI
Best Look Inc.
Beyond Limits LLC
Big Kahuna's Pizza
Billy A. Duhay
Billy I Brub
Billy's Crystal Beauty/ Billy's Food Sport
Biteware Dental LLC
Blakefield Enterprises LLC
Blue Hawaii Drafting Services, Inc.
Blue Hawaii Lifestyle dba Blue Hawaii Surf
Bluenates LLC dba Daily Buzz Cafe
BNC Mortgage Inc.
BOHICA Enterprises LLC dba Pacific Rim Fishing Supplies
Bossert Builders Inc.
Boy Scouts of America Aloha Council
BP Hawaii Group, LLC
Brad C. Mundon dba Brad Mundon Landscape
Brandi L. Yoro
Brandon Hayashida dba AMG Auto Body
Brandon L. Silva
Brandy U. Kahawai
Brian K. Mersberg dba Brian Mersberg
Brian M. Watanabe
Brian P. Coughlin dba Coughlin Condo Rentals
Brooks Tom Miller
Bruce A Baumgartner dba Home & Business Communications HBC
Bruce Matson Company, Inc.
Bruno De Paris Salon, LLC
Bryson K. Kanetake
Bubbies Homemade Ice Cream
Buca Restaurants 2, Inc.
Butler Medical Supplies Inc.
C & S Wholesale Grocers, Inc.
C&S Texaco Inc.
Cabbab James & Sandra
California Pizza Kitchen Inc. & Subs
Capone's Ultimate Detail
Cardiology Associates Inc.
Care Givers of Hawaii
Carla's Milk and Cookies
Caroline H. Park dba Blushing
Caryn H. Okinaga
Catherine A Agor dba Bags & Things by Cathy
CB Richard Ellis Hawaii, Inc.
CCA Home Mart, Inc.
Central Pacific Homeloans, Inc.
Centurion Insurance Agency
Ceseli Awaa dba Clean Kine Associates
Charles Matthew D. Perez
Charter Mortgage, Inc.
Charter Realty, Inc. dba Charter Loan Modification Services
Chase Hawaii Rentals LLC
Chauntel M. Busch'e
Chelsea L Veniegas dba Chelsea
Cheryl Paiva dba CP Cleaning
Chilis Bar & Grill Waikele
Choon Ja Ishida dba Hair One Beauty Salon
Chris Yamada, DDS,MS, Inc.
Chrisna T. Woo
Christian Dior Inc.
Christine K Kim dba Christine K Park Kim
Christopher Castro dba Castro Artistry
Christopher K. Martinez
Chugach Support Services Inc.
Chunji International Corporation
Cindy L. Ramboyon
CJW Motors Inc dba Hawaii Mitsubishi of Kaimuki
Classic Hawaiian Kitchen
Clay Thompson Maintenance and Repair
Clayton N. Rodrigues dba Clay's Plumbing
Cleanwater HI, Inc.
Clear Choice Builders Inc.
Clinical Laboratories of Hawaii LLP
Club FNU Inc.
Clyde S Umaki DDS A Prof Corp dba Periodontal & Implant Associates of HI
Coates & Frey, AAL, LLLC
Cody A. Wells
Coffee or Tea, Inc.
Complete commercial Flooring
Connie Gayle Skin Care Centre, Inc.
Consulate General of the Philippines Honolulu
Cool Living LLC
Coral Wireless dba Mobi Pcs
Corinne K Allen dba Corinne Allen
Corinne K Haddon
Corpuz dba TCorpuz
Corrie H. Murashige
Courier Corporation of Hawaii
Cradles N' Crayons LLC
Craig D Cayetano
Craig M Morte dba Hawaii Wave Rider
Creations by Toy
Crest Financial Services Inc.
Cutter Dodge Chrysler Jeep of Pearl City
Cutter Ford Inc.
Cutter Imports Inc dba Cutter Dodge of Waipahu
Cutter MGMT Co dba Cutter Automotive Team
Cutter Motor Cars Inc dba Cutter Ala Moana
Cutter Pontiac Buick GMC of Waipahu
Cycle City Ltd
Cynthia J. Fenner dba The Milk Bar
Czarina G. Tabilas-Palmeira dba Weddings Made Simple
D and L Kukahiko Corp 860 Halekauwila St.
Daniel O Ramiscal dba D.R. Auto Detailing
Danny K. Kekoanui dba Kai's Beauty
Danny K. Sam
Darrell C Allison Dr dba Blue Cross Animal Hospital Inc.
Darrick B. Hatch dba Sight & Sound Media Systems
David Q. Ramirez
Davidson and Gardner LLC
Davis Corrision LLC
Dawn K. Poopaa Hunkin dba Dawn Poopaa Hunkin
Dawson Technical, LLC
Dean Kipi Jr
Dean M. Hanamoto
Deborah C. Story
Debra A Nahinu
Deering K. Lewis
Denise M Turunen dba Denise M Hevicon Attorney at Law