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Interest Rates


Honolulu FCU - Interest Rates
Effective August 1, 2008
   
 Types of Savings    Dividend Rate/APY *
 Regular Shares    0.598%  /  0.60%
 Money Market (Shares Plus) $2,000 to <$5000    0.995%  /  1.00%
 Money Market (Shares Plus) $5,000 to <$50,000    1.114%  /  1.15%
 Money Market (Shares Plus) $50,000 to <$100,000    1.687% /  1.70%
 Money Market (Shares Plus) $100,000 to <$500,000    1.785% / 2.00%
 Money Market (Shares Plus) $500,000 and greater    1.884% / 2.10%
 ATM/Checking Share Draft    0.499%  /  0.50%
 SUPER Certificate - 6 months, minimum $10,000    2.472%  /  2.50%
 SUPER Certificate - 1 year, minimum $10,000    2.472% / 2.50% 
 SUPER Certificate - 2 years, minimum $6,000    1.441%  /  1.45%
 SUPER Certificate - 3 years, minimum $6,000    1.539%  /  1.55%
 6 month Certificate - minimum $500    2.472%  /  2.50%
 1 year Certificate - minimum $500    2.472% / 2.50%
 2 year Certificate - minimum $500    1.391%  /  1.40%
 3 year Certificate - minimum $500    1.490%  /  1.50%
 IRA $5 to <$2000    0.995%  /  1.00%
 IRA $2,000 to <$10,000    1.441% / 1.45%
 IRA $10,000 and greater    1.588% / 1.60%
 Call for details about compounding. Certificates subject to early withdrawal penalty (call for Truth in Savings Disclosure). IRAs subject to IRS penalty for early withdrawal. Your savings Federally insured to $100,000 by the National Credit Union Administration, a U.S. Government Agency.

 Types of Loans
(Open End Lending applies below)
   Loan Rates

 New Car Loan 6-7 years (7 years $25,000 minimum)    as low as 5.75% APR **
 New Car Loan 5 years    as low as 5.00% APR **
 New Car Loan 4 years    as low as 4.25% APR **
 Used Car Loan 4-6 years (6 years $25,000 minimum)    as low as 6.25% APR **
 Used Car Loan 3 years    as low as 4.50% APR **
 Regular Share Secured    3.098% APR **
 Personal Loan - 1 year    as low as 5.75% APR **
 Personal Loan - 2 year    as low as 8.50% APR **
 Personal Loan - 3 year    as low as 9.50% APR **
 Personal Loan - 4 year    as low as 10.50% APR **
 Personal Loan - 5 year    as low as 11.50% APR **
 VISA Classic Credit Card    11.75% APR **
 VISA Gold Credit Card    9.75% APR **
 VISA Platinum Credit Card    8.75% APR **
 Home Equity
(application Nov 7 1989-Apr 30 2008)
   5.00% APR **
 Home Equity
(application after Apr 30, 2008)
   5.50% APR **
 Line of Credit Checking    12.00% APR **

Custom Loan Calculator

 * APY = Annual Percentage Yield
 ** APR = Annual Percentage Rate

 Rates subject to change.


Equal Housing Lender   NCUA - Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration, a U.S. Government Agency

The current Rate Update is also available in Adobe Acrobat format (23 kb filesize), with detailed additional account and minimum balance information.




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