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Honolulu FCU - Interest Rates
Effective September 1, 2009 |
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Types of Savings |
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Dividend Rate/APY * |
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Regular Shares |
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0.499% / 0.50% |
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Money Market (Shares Plus) $2,000 to <$5000 |
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0.698% / 0.70% |
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Money Market (Shares Plus) $5,000 to <$50,000 |
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0.847% / 0.85% |
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Money Market (Shares Plus) $50,000 to <$100,000 |
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0.995% / 1.00% |
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Money Market (Shares Plus) $100,000 to <$500,000 |
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1.243% / 1.25% |
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Money Market (Shares Plus) $500,000 and greater |
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1.687% / 1.70% |
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ATM/Checking Share Draft |
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0.250% / 0.25% |
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SUPER Certificate - 6 months, minimum $10,000 |
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1.243% / 1.25% |
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SUPER Certificate - 1 year, minimum $10,000 |
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1.292% / 1.30% |
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SUPER Certificate - 2 years, minimum $6,000 |
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1.441% / 1.45% |
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SUPER Certificate - 3 years, minimum $6,000 |
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1.539% / 1.55% |
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6 month Certificate - minimum $500 |
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1.243% / 1.25% |
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1 year Certificate - minimum $500 |
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1.292% / 1.30% |
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2 year Certificate - minimum $500 |
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1.391% / 1.40% |
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3 year Certificate - minimum $500 |
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1.490% / 1.50% |
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IRA $5 to <$2000 |
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0.499% / 0.50% |
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IRA $2,000 to <$10,000 |
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1.490% / 1.50% |
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IRA $10,000 and greater |
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1.638% / 1.65% |
Call for details about compounding. Certificates subject to early withdrawal penalty (call for Truth in Savings Disclosure).
IRAs subject to IRS penalty for early withdrawal. Your savings Federally insured to $250,000
by the National Credit Union Administration, a U.S. Government Agency.
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Types of Loans
(Open End Lending applies below) |
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Loan Rates
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New Car Loan 6-7 years (7 years $25,000 minimum) |
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as low as 5.50% APR ** |
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New Car Loan 5 years |
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as low as 4.75% APR ** |
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New Car Loan 4 years |
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as low as 4.00% APR ** |
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Used Car Loan 4-6 years (6 years $25,000 minimum) |
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as low as 6.00% APR ** |
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Used Car Loan 3 years |
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as low as 4.25% APR ** |
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Regular Share Secured |
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3.098% APR ** |
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Personal Loan - 1 year |
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as low as 5.50% APR ** |
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Personal Loan - 2 year |
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as low as 8.25% APR ** |
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Personal Loan - 3 year |
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as low as 9.25% APR ** |
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Personal Loan - 4 year |
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as low as 10.50% APR ** |
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Personal Loan - 5 year |
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as low as 11.50% APR ** |
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VISA Classic Credit Card |
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11.75% APR ** |
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VISA Gold Credit Card |
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9.75% APR ** |
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VISA Platinum Credit Card |
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8.75% APR ** |
Home Equity Credit Line
(application Nov 7 1989-Apr 30 2008) |
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3.75% APR ** |
Home Equity Credit Line
(application after Apr 30, 2008) |
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4.25% APR ** |
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Line of Credit Checking |
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12.00% APR ** |
Custom Loan Calculator
* APY = Annual Percentage Yield
** APR = Annual Percentage Rate
Rates subject to change.
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The current Rate Update
is also available in Adobe Acrobat format (1,697 kb filesize),
with detailed additional account and minimum balance information.
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